Terms of Service & Privacy Policy

YOU SHOULD READ THIS TERMS OF SERVICE AND PRIVACY POLICY BEFORE USING THIS WEBSITE

By continuing to access or use this website, you expressly acknowledge and agree to the terms and conditions set forth in this Legal and Privacy Statement. SL Capital, LLC, as defined below, reserves the right to modify this Legal and Privacy Statement at any time, so you should review these terms and conditions whenever accessing or using this website. By using the website after the posting of modifications to the terms and conditions set forth in this Legal and Privacy Statement, you signify your acceptance of such terms and conditions, as modified. You may not use this website if, at any time, you do not wish to accept the terms and conditions as set forth in this Legal and Privacy Statement. All information and material including images, text and audio on this website is the property of SL Capital, LLC, and/or its affiliates (and/or its or its affiliates’ licensors), (collectively “SL Capital”, “SL Capital, LLC”) and is subject to copyright. All other trademarks, if any, on this website are the property of their respective owners. You are entitled to view, copy and print any documents from this website but only for your own internal business purposes. You acquire absolutely no rights or licenses in or to the website or the materials contained within the website other than the limited right to use the website in accordance with this Legal and Privacy Statement. Any sale, transmission or redistribution of this website or its content, and any copying, modification or other use of this website or its content for any purposes other than your own internal business purposes, are strictly prohibited. All present and future rights in and to trade secrets, trademarks, service marks, copyrights and other proprietary rights under the laws of any domestic or foreign governmental authority (the “Intellectual Property Rights”) shall at all times be and remain the sole and exclusive property of SL Capital as between you and SL Capital. Except as specifically permitted by the terms of this Legal and Privacy Statement, you shall not use the Intellectual Property Rights or the website, or any derivations thereof, for any purpose, without SL Capital’s prior written approval. You agree to protect the proprietary rights of SL Capital and all others having rights in the website and to comply with all reasonable written or electronic requests made by SL Capital or its suppliers of content or otherwise (“Suppliers”) to protect their and others’ contractual, statutory and common law rights in the website. You agree to provide SL Capital with prompt written notice of any unauthorized access or use of the website by any party or of any claim that the website infringes upon any copyright, trademark or other contractual, statutory or common law rights.This website is provided solely for information purposes and, with the exception of this Legal and Privacy Statement or as otherwise indicated, is not intended to, and shall not, constitute any offer or acceptance with the respect to any transactions or other matters. Except for this Legal and Privacy Statement, this website shall not create any legal relationship between you and SL Capital. This website and the information and material which it contains are subject to change at any time by SL Capital without notice and SL Capital reserves the right to suspend, terminate or restrict your access to or use of this website. This website is provided “AS IS” without any warranty of any kind, express or implied, including, but not limited to, any implied warranty of merchantability, fitness for a particular purpose, accuracy or completeness of the information contained on this website or in respect of any materials or products referred to on this website, or non-infringement. Difficulties in use of this website could involve, among others, failures, delays, malfunction, software erosion, inadvertent disclosure of information provided to SL Capital via this website, or hardware damage, which difficulties could be the result of hardware, software or communication link inadequacies or other causes. Such difficulties could lead to possible economic and/or data loss. SL Capital does not warrant that the website is compatible with your equipment or that the website is free of errors, viruses or worms. In no event shall SL Capital be liable for any damage you may suffer as a result of such destructive features. All warranties, whether express or implied, are hereby excluded to the extent permitted by law. SL Capital and its directors, officers, employees and agents shall, to the extent permitted by law, have no liability, contingent or otherwise, whether caused by the negligence of SL Capital, its employees, subcontractors, agents, Suppliers, or otherwise, to you or to third parties for the accuracy, timeliness, completeness, reliability, performance or continued availability of this website or for delays or omissions therein, including, but not limited to, inaccuracies or errors in or omissions from quotes and financial data. SL Capital shall have no responsibility to maintain the information or services made available on this website or to supply any corrections or updates in connection with such information or services. IN NO EVENT WILL SL CAPITAL, ITS SUPPLIERS, OR ITS THIRD PARTY AGENTS BE LIABLE TO YOU FOR ANY DIRECT, SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES (INCLUDING, WITHOUT LIMITATION, LOSS OF BUSINESS, LOSS OF PROFIT, LOSS OR CORRUPTION OF DATA, LOSS OF GOODWILL OR REPUTATION OR WASTED MANAGEMENT TIME) WHICH MAY BE INCURRED OR EXPERIENCED ON ACCOUNT OF YOUR USING OR RELYING ON THIS WEBSITE OR ANY INFORMATION OR LINKS ON IT , EVEN IF SL CAPITAL HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. Any limitations or restrictions on liability in this Legal and Privacy Statement shall only apply to the extent permitted by applicable law. In no event shall SL Capital’s total liability to you for all damages, losses and causes of action (whether in contract or tort, including but not limited to, negligence) exceed the amount paid by you to SL Capital, if any, for accessing this website. Nothing set forth in this website should be construed as an offer or recommendation to purchase or sell any product or instrument or to enter into any transaction, or as a representation that any particular product or instrument is suitable or appropriate for you. Many of the products described in this website involve significant risks and you should not enter into any transactions unless you fully understand all of these risks and have independently determined that the risks are acceptable to you and that the transactions are appropriate for you in light of your objectives, experience, financial and operational resources and other relevant circumstances. Any discussion of risks contained in this website, however, should not be considered to be a disclosure of the risks of particular transactions, or a complete discussion of the risks which are mentioned. You should not construe any of the material contained in this website as business, financial, investment, hedging, trading, legal, regulatory, tax or accounting advice and you should not make this website the primary basis for any trading decisions. In providing this website and entering into any transactions in the products described in this website, SL Capital is acting solely in the capacity of an arm’s length contractual counterparty and not as a financial advisor or a fiduciary. Under no circumstances should SL Capital be considered your advisor or fiduciary and, if you require advice with respect to the products identified in this website or any contemplated transactions, you should consult your own business, financial, accounting or legal advisors. This website may provide links to certain websites sponsored and maintained by SL Capital as well as those sponsored or maintained by third parties. Such third party websites are publicly available and SL Capital is providing access to such websites through this website solely as a convenience to you. The content of such third party websites, services, goods or advertisements that may be linked to this website is not maintained or controlled by SL Capital, and SL Capital makes no representations or warranties concerning the content of such websites and the fact that access to such websites is provided does not constitute any endorsement, authorization or sponsorship of such websites or their sponsors by SL Capital nor is there any affiliation between SL Capital and such sponsors and such sponsors do not endorse, authorize or sponsor this website. Moreover, SL Capital is in no way responsible for the availability, content or accuracy of other websites, services or goods that may be linked to, or advertised on, the website and does not make any warranty, express or implied, with respect to the use of the links provided on, or to, the website or guarantee the accuracy, completeness, usefulness or adequacy of any other websites, services, goods or advertisements that may be linked to the website. You understand and agree that you will use or rely on such websites solely at your own risk and that SL Capital does not grant to you any rights in respect of such websites. In the course of your use of this website, you may provide, or SL Capital may otherwise obtain, information about you or your business activities. By using this website, you expressly consent to SL Capital (1) using this information to assess the function and performance of this website, to assess the needs of its customers, to market SL Capital’s products and services and for the other purposes set out in this paragraph, and (2) transferring this data to SL Capital affiliates throughout the world for the purposes specified in (1) above. Any information which you provide or which SL Capital otherwise obtains will be used by SL Capital for any and all business purposes. In the event that Information is submitted through your access to the website erroneously, or you later determine that Information should not have been submitted, for any reason, You accept full financial responsibility for such entry. Further, by logging onto to our website on behalf of an entity or corporation, you are agreeing that you have the right and authority to bind that entity or corporation to the obligations and responsibilities incurred by utilizing this website.You agree, at your own expense, to indemnify, defend and hold harmless SL Capital and its employees, representatives, Suppliers and agents, against any claim, suit, action or other proceeding against SL Capital, its employees, representatives, Suppliers and agents, by a third party, to the extent that such claim, suit, action or other proceeding is based on or arises in connection with your use of the website, or any links on the website, including, but not limited to: (i) your use or someone using your computer’s use of the website; (ii) your use or someone using any password you may obtain; (iii) a violation of the terms set forth in this Legal and Privacy Statement by you or anyone using your computer or password; (iv) a claim that any use of the website by you or someone using your computer or password infringes any intellectual property right of any third party, is libelous or defamatory, or otherwise results in injury or damage to any third party; (v) any deletions, additions, insertions or alterations to, or any unauthorized use of, the website by you or someone using your computer or password; (vi) any misrepresentation or breach of representation or warranty made by you contained herein: or (vii) any breach of any covenant or agreement to be performed by you hereunder. You agree to pay any and all costs, damages and expenses, including, but not limited to, reasonable attorneys’ fees and costs awarded against or otherwise incurred by or in connection with or arising from any such claim, suit, action or proceeding attributable to any such claim. The terms of this Legal and Privacy Statement shall be governed by, and construed in accordance with, the laws of the State of New York applicable to contracts made and to be fully performed in such State without reference to principles of conflict of laws. The user of this website agrees that by using this web they submit to the jurisdiction of the Supreme Court of the State of Florida and the United States District Court for the Southern District of Florida for the enforcement of the terms of this Legal and Privacy Statement and any disputes related to same and agrees to service of process by mail.

Important Legal Information

SL Capital and its affiliates do not intend the information provided on this site to be distributed to, or used by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject SL Capital or its affiliates to any registration requirement within such jurisdiction or country. Neither the information, nor any opinion contained in this site constitutes a solicitation or offer by SL Capital or its affiliates to buy or sell any securities, futures, options or other financial instruments or provide any investment advice or service. Although the information provided to you on this site is obtained or compiled from sources we believe to be reliable, SL Capital cannot and does not guarantee the accuracy, validity, timeliness or completeness of any information or data made available to you for any particular purpose. Neither SL Capital, nor any of its affiliates, directors, officers or employees, nor any third party vendor will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this site, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials, whether or not the circumstances giving rise to such cause may have been within the

Privacy Policy

Protecting your privacy is important to SL Capital, LLC and our employees. We believe the confidentiality and protection of customer information is one of our most fundamental responsibilities. Whether you are an existing customer or are considering a relationship with us, you have an interest in how we collect, use, retain and secure nonpublic personal information. And while information is critical to providing quality services, we recognize that one of our most important assets is our customers’ trust.
If we change our privacy policies, a revised customer privacy notice will promptly be posted to our web site (http://cmbsquote.com). You agree to accept posting of a revised customer privacy notice electronically on the web site as actual notice to you. You should review the customer privacy notice periodically to remain informed of any changes. Any dispute between you and SL Capital, LLC is subject to our customer agreement/terms and conditions and our general policies, terms, and procedures governing SL Capital, LLC customer and other accounts, including where applicable, arbitration of disputes and limitation of damages. If you have any questions that this customer privacy notice does not address or if you wish to discuss SL Capital, LLC’s privacy policies in greater detail, please contact our Compliance Department at info@cmbsquote.com or write us at SL Capital, LLC, Attn: Compliance Department, 1111 Brickell Avenue Suite 2375, Miami, Florida 33131.

The Information We Collect

SL Capital, LLC may collect nonpublic personal information about you from the following sources:
Information you provide to us via contact form, on account opening documentation, applications, subscriptions or other forms;
Transactions with us, our affiliates, or others;
From non-affiliated third parties (e.g., credit reporting agencies and others)
Categories of Information that We May Disclose We may disclose the following kinds of nonpublic personal information about you:

Information we receive on applications or other forms, such as name, address, social security number and e-mail address;
Information about your transactions with us, our affiliates, or other;
Information we receive from a consumer reporting agency, such as creditworthiness and credit history.

SL Capital and its directors, officers, employees and agents shall, to the extent permitted by law, have no liability, contingent or otherwise, whether caused by the negligence of SL Capital, its employees, subcontractors, agents, Suppliers, or otherwise, to you or to third parties for the accuracy, timeliness, completeness, reliability, performance or continued availability of this website or for delays or omissions therein, including, but not limited to, inaccuracies or errors in or omissions from quotes and financial data. SL Capital shall have no responsibility to maintain the information or services made available on this website or to supply any corrections or updates in connection with such information or services. IN NO EVENT WILL SL Capital, ITS SUPPLIERS, OR ITS THIRD PARTY AGENTS BE LIABLE TO YOU FOR ANY DIRECT, SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES (INCLUDING, WITHOUT LIMITATION, LOSS OF BUSINESS, LOSS OF PROFIT, LOSS OR CORRUPTION OF DATA, LOSS OF GOODWILL OR REPUTATION OR WASTED MANAGEMENT TIME) WHICH MAY BE INCURRED OR EXPERIENCED ON ACCOUNT OF YOUR USING OR RELYING ON THIS WEBSITE OR ANY INFORMATION OR LINKS ON IT , EVEN IF SL Capital HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. Any limitations or restrictions on liability in this Legal and Privacy Statement shall only apply to the extent permitted by applicable law. In no event shall SL Capital’s total liability to you for all damages, losses and causes of action (whether in contract or tort, including but not limited to, negligence) exceed the amount paid by you to SL Capital, if any, for accessing this website.

Parties To Whom We May Disclose Information

We do not disclose non-public personal information to any non-affiliated third party, except to non affiliated third parties that may assist us in servicing your account, to financial service institutions with whom we have joint marketing agreements, to securities and banking regulators upon requests, to others pursuant to subpoena and otherwise as permitted by law. We may from time to time disclose your nonpublic personal information to our affiliates, including but not limited to affiliated broker-dealers.
If you decide to close your account (s) or become an inactive customer, we will continue to adhere to the privacy and practices described in this notice, or subsequent notices, which may amend the policy stated herein.

Nothing in this customer privacy notice is intended to interfere with our ability to transfer all or part of our business and/or assets to an affiliate or non-affiliated third party at any time, for any purpose, without any limitation whatsoever.

Confidentiality and Security

SL Capital, LLC takes steps to safeguard customer intimation and restrict access to your personal and account information to those employees who need to know that information in order for us to provide products or services to you. We emphasize the importance of confidentiality through employee training, operating procedures, written policies and this privacy policy. We maintain physical, electronic, and procedural safeguards to guard you nonpublic personal information.

Websites

To provide better service and more effective web site, we use “Cookies” as part of our interaction with our customers who subscribe to the SL Capital News blog, and may use Cookies in other web-based services we provide in the future. A “Cookie” is a small text file placed on the customer’s hard drive by our web page server. Cookies help us track traffic patterns so we know what areas of the web site our visitors use and to ensure that only members or other authorized users are given access to the SL Capital News blog. These cookies do not collect personally identifiable information.¬†Cookies are commonly used on web sites and do not harm your system. By configuring your preferences or options in your browser, you determine if and how a Cookie will be accepted.

Privacy Terms

“Nonpublic Personal Information” – Personally identifiable financial information that is provided by a customer or potential customer to a financial institution, that results from a transaction with the customer or that is otherwise obtained by the financial institution in connection with providing a financial product or service.

“Affiliate”- Any entity that is part of SL Capital, LLC’s family by virtue of common ownership or control. “Non-Affiliated Third Party” – Any entity that is not part of SL Capital, LLC’s family of companies.